Our office represents clients with the following legal needs:

1)  Bankruptcy, both Chapter 7 and Chapter 13 and Chapter 11, in order to obtain a financial fresh start and to protect property and particularly homes from mortgage foreclosure.  A Chapter 13 case may be the only way that many homeowners can save their homes from foreclosure;

2)  IRS tax problem resolution. We help people with IRS tax debts, either by assisting clients with installment agreements or by proposing Offers in Compromise in which we can reduce the overall amount of tax debt.  If taxpayers have been threatened with levies or wage garnishments, then we can represent clients in Collections Due Process hearings to stop the proposed levy or garnishment.  Finally, we can examine whether certain clients can wipe out their IRS income tax debts by filing a bankruptcy case;

3)  Student Loan problems.  We assist people with both federal and private student loan debts.  We help clients to get out of student loan default and into federal repayment programs such as the Income Based Repayment Program or Public Service Loan Forgiveness Program.  For borrowers with private student loans, the options are different and we can advise how to deal with those loans as well;

4)  Social Security Disability representation.  If you need assistance in filing for Social Security Disability or SSI, or if you need an attorney to represent you in an appeal, we have extensive experience in this area.


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